ATV
ATV (All Terrain Vehicle) insurance is an insurance policy specifically designed to provide coverage for owners and users of all-terrain vehicles. All-terrain vehicles, such as ATVs, four-wheelers, snowmobiles, and other similar recreational equipment, can be exposed to certain risks, and ATV insurance is designed to mitigate those financial risks. Here are some common coverages included in ATV insurance:
Civil Liability
– Provides coverage in the event of bodily injury or property damage to others that may occur while using the ATV. This coverage is essential to comply with legal requirements and protect owners against lawsuits.
Property Damage Coverage (Collision and Comprehensive)
– Covers the costs of repair or replacement of the ATV in the event of damage caused by collisions, rollovers, vandalism, theft, fire, and other covered events.
Accessories and Personalization Coverage
– May include coverage for accessories and additional equipment added to the ATV, such as additional lights, custom bumpers, etc.
Owner’s Personal Liability Coverage
– Provides protection if the ATV owner is liable for bodily injury or property damage to others while not in use.
Medical Expenses of the Driver and Passengers
– Covers medical expenses for the driver and passengers in the event of injuries resulting from an ATV accident.
Theft and Vandalism Coverage
– Provides protection against losses due to theft and damage caused by vandalism.
ATV Trailer Coverage
– May include coverage for trailers used to transport the ATV.
It’s important to tailor your ATV insurance policy to the owner’s specific needs and how the vehicle is used. ATV insurance regulations and requirements may vary depending on the location and intended use of the vehicle.
Contact
- 103 Century 21 Dr, Jacksonville, FL 32216
-
+1 904 4286159
+1 904 3263088 -
belkys.polanco@segurosjax.com
hector.blanco@segurosjax.com
cotizacion@segurosjax.com
info@segurosjax.com
Brochures
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Golf Cart
Golf cart insurance is an insurance policy specifically designed to provide coverage for golf cart owners and users. These vehicles, commonly used on golf courses, resorts, gated communities, and recreational areas, may require specialized coverage due to their specific use. Here are some common coverages included in golf cart insurance:
Civil Liability
– Provides coverage in the event of bodily injury or property damage to third parties that may occur while using the golf cart. This coverage is essential to comply with legal requirements and protect owners against lawsuits.
Property Damage Coverage (Collision and Comprehensive)
– Covers the costs of repairing or replacing your golf cart in the event of damage caused by collisions, rollovers, vandalism, theft, fire, and other covered events.
Owner's Personal Liability Coverage
– Provides protection if the golf cart owner is liable for bodily injury or property damage to others while the vehicle is not in use.
Medical Expenses of the Driver and Passengers
– Covers medical expenses for the driver and passengers in the event of injuries resulting from a golf cart accident.
Theft and Vandalism Coverage
– Provides protection against losses due to theft and damage caused by vandalism.
Coverage for Accessories and Modifications
– May include coverage for accessories and modifications added to the golf cart, such as sound systems, additional lighting, etc.
Coverage for Use on Public Roads
– Some policies offer coverage if the golf cart is used on public roads, as some locations allow its use in certain cases.
It's essential to carefully review the terms and conditions of your golf cart insurance policy to ensure you have the appropriate coverage based on your specific usage and needs. Golf cart insurance regulations and requirements may vary by location and type of cart.
RV
RV insurance refers to an insurance policy designed specifically for recreational vehicles (RVs), also known as motorhomes or campers. These vehicles are designed to provide temporary accommodations and are used for traveling and camping. RV insurance offers coverage for various risks associated with the ownership and use of these vehicles. Here are some common coverages included in RV insurance:
Civil Liability
– Provides coverage in the event of bodily injury or damage to third-party property that may occur while using the RV. This coverage is essential to comply with legal requirements and protect the owner against lawsuits.
Property Damage Coverage (Collision and Comprehensive)
– Covers the costs of repair or replacement of the RV in the event of damage caused by collisions, rollovers, vandalism, theft, fire, and other covered events.
Coverage of Accessories and Personal Contents
– Includes coverage for accessories and personal contents inside the RV, such as furniture, appliances, clothing, electronic devices, and other items.
Medical Expenses of the Driver and Passengers
– Covers medical expenses for the driver and passengers in the event of injuries resulting from an RV accident.
Coverage for Personal Contents
– Provides protection for personal property inside the RV in the event of loss or damage due to covered events.
Towing Coverage
– May include coverage for towing an additional vehicle, such as a car, behind the RV.
Theft and Vandalism Coverage
– Provides protection against loss due to theft and damage caused by vandalism.
Coverage for Flood Damage and Other Natural Disasters
– Some policies offer additional coverage for damage caused by floods, storms, or other natural disasters.
